Billing Terms & Conditions

1. Accepted Payment Methods
At Papaver Design Studio, we offer various secure payment options for your convenience. The accepted payment methods include:

Credit/Debit Cards – We accept Visa, MasterCard, American Express, and Discover.
Digital wallet payments via Apple Pay are supported for a seamless checkout experience.
Bank Transfers are available for custom projects or bulk orders. Details will be provided upon request.
Other Payment Methods—Additional payment options may be available at checkout.

2. Payment Terms
All payments must be made in full before order processing begins. For custom orders or bulk purchases, a bank transfer may be required. Our team will provide you with the necessary details upon confirmation. All transactions are processed in United States Dollars (USD). Payments are subject to verification and security checks to prevent fraud.

3. Order Processing and Payment Verification
Orders will only be processed once payment has been successfully received and verified. If a payment is flagged for security concerns, we may require additional verification before processing the order. In case of a failed or declined payment, customers are responsible for ensuring their payment details are correct and updating them if necessary.

4. Taxes and Fees
Prices listed on our website are exclusive of applicable taxes. Taxes may be applied at checkout based on your location. Any transaction fees or currency conversion fees charged by your bank or payment provider are the responsibility of the customer.

5. Security and Data Protection
All payments are processed securely using encrypted payment gateways to protect your financial information. Papaver Design Studio does not store or have access to your credit card details.

6. Contact Us
For any payment-related inquiries, please reach out to us at info@papaverdesignstudio.com . Our team is happy to assist you with any questions or concerns regarding payments and transactions.